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Questions? (888) 701-1379    

FAQs

Who is New Credit America (NCA)?

New Credit America was formed to help consumers to payoff old debts at a discount, and start fresh with a new loan. We work with consumers that have shown a willingness and ability to satisfy old creditors. We identify consumers eligible for loans through referrals from partners in the debt relief industry. Our process is streamlined and simple. If you qualify we hope that we can help you make steps towards regaining control of your financial health.

Does filling out the application commit me to the loan?

No it does not, you can stop the process anytime up until you sign your final loan documents.

What information does NCA need from me?

You will need to provide all of your information including, your name, phone number, email, date of birth, address, SSN, your employment information and how much you earn, and you will need to provide proof of your income.

Do you verify my income?

Yes, we will. This is part of the application process.

If I fill out the information, will the information be safe?

Yes, we follow the same encryption standards as your bank.

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All loans are made by Cross River Bank, a NJ chartered bank, member FDIC
Copyright © 2016, New Credit America
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Loan Fees: NONE
Origination Fee: $0
Pre Payment Fee: $0
Late Fee: $0
Interest/APR:
19.99% - 29.7% FIXED
We will never raise your rate and we charge SIMPLE INTEREST not Compound Interest. That means we only charge interest on the amount you borrow, your principal balance.
Rate is subject to eligibility.

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